Disclosures
Important legal information, privacy policy, and regulatory disclosures.
Form ADV
As a registered investment adviser, Cardinal Wealth Management LLC is required to provide clients and prospective clients with our Form ADV Part 2A (Firm Brochure) and Part 2B (Brochure Supplement). These documents contain important information about our firm, including:
- Types of advisory services offered
- Fee schedule and billing practices
- Background information on our firm and advisory personnel
- Disciplinary history (if any)
- Potential conflicts of interest
- Code of ethics and other important disclosures
We encourage you to review these documents carefully. You may request a copy at any time by contacting our office.
Note: Form ADV documents are updated annually or more frequently as material changes occur, per TSSB Rule §116.11.
Privacy Policy
Cardinal Wealth Management LLC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in compliance with the Gramm-Leach-Bliley Act and other applicable privacy laws.
Information We Collect
We collect personal information that you provide to us, including but not limited to:
- Identity Information: Name, date of birth, Social Security number, government-issued identification
- Contact Information: Address, email address, phone number
- Financial Information: Income, assets, investment experience, risk tolerance, financial goals
- Account Information: Account numbers, transaction history, investment holdings
How We Use Your Information
We use your personal information to:
- Provide investment advisory and financial planning services
- Process transactions and maintain your accounts
- Communicate with you about your accounts and our services
- Comply with legal and regulatory requirements
- Protect against fraud and unauthorized transactions
Information Sharing
We do not sell your personal information. We may share your information with:
- Service Providers: Third parties who assist us in providing services (e.g., custodians, technology providers)
- Regulatory Authorities: As required by law or regulation
- With Your Consent: When you authorize us to share information
Information Security
We maintain physical, electronic, and procedural safeguards to protect your personal information. Access to client information is restricted to employees and service providers who need it to perform their duties.
Your Rights and Choices
You have the right to:
- Access and review your personal information
- Request corrections to inaccurate information
- Opt out of marketing communications by contacting us at chris@cardinalwealthmanagement.org
Contact Us
If you have questions about our privacy practices, please contact us at chris@cardinalwealthmanagement.org.
Last Updated: December 2025
Terms of Use
By accessing and using this website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.
Website Use
This website is provided for informational purposes only. The content on this website does not constitute investment advice, tax advice, legal advice, or any other form of professional advice. You should consult with appropriate professionals before making any financial decisions.
No Client Relationship
Use of this website does not create an investment advisory or client relationship with Cardinal Wealth Management LLC. Such relationships are established only through the execution of a written advisory agreement.
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Cardinal Wealth Management LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.
Limitation of Liability
Cardinal Wealth Management LLC makes no representations or warranties about the accuracy, completeness, or suitability of the information on this website. We shall not be liable for any damages arising from your use of this website or reliance on any information provided herein.
External Links
This website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of these external sites.
Modifications
We reserve the right to modify these Terms of Use at any time. Your continued use of this website constitutes acceptance of any changes.
Governing Law
These Terms of Use shall be governed by the laws of the State of Texas, without regard to its conflict of law provisions.
Important Disclaimers
Registration Status
Cardinal Wealth Management LLC is a registered investment adviser with the Texas State Securities Board. Registration does not imply a certain level of skill or training.
Investment Risks
Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. No investment strategy can guarantee a profit or protect against loss. Services provided by Cardinal Wealth Management LLC are not guaranteed to produce any particular results.
Informational Purposes Only
The information on this website is for informational purposes only and does not constitute investment advice or an offer to buy or sell any securities. Consult a qualified advisor for personalized recommendations based on your individual circumstances.